Key Factors to Consider
Contract Questions
What does the policy cover?
Why it matters: Understanding coverage scope
What is NOT covered?
Why it matters: Exclusions matter
What are the coverage limits?
Why it matters: Maximum payout amounts
Do you cover vendor no-shows?
Why it matters: Common wedding issue
Is weather-related cancellation covered?
Why it matters: Natural disaster protection
Do you cover destination weddings?
Why it matters: Location-specific coverage
Do you offer liability insurance?
Why it matters: Venue requirements
Can I add additional insureds (venue, vendors)?
Why it matters: Third-party coverage
Logistics Questions
What is the claims process?
Why it matters: Understanding how to file
When do I need to purchase the policy?
Why it matters: Timing requirements
What documentation is needed for claims?
Why it matters: Evidence requirements
Red Flags to Watch For
- !Vague coverage terms
- !Many exclusions
- !Difficult claims process
- !No vendor coverage
Pro Tips
- Purchase insurance when you make first vendor deposit
- Read the policy carefully before buying
- Keep all vendor contracts and receipts
- Understand the difference between cancellation and liability coverage
Track Your Vendors
Keep all your vendor contacts, contracts, and payments organized in one place.
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